[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ardos.sk\/byvanie-pre-mladych\/#Article","mainEntityOfPage":"https:\/\/www.ardos.sk\/byvanie-pre-mladych\/","headline":"B\u00fdvanie pre mlad\u00fdch","name":"B\u00fdvanie pre mlad\u00fdch","description":"Snom mlad\u00fdch rod\u00edn je rozhodne samostatn\u00e9 b\u00fdvanie. Pri dne\u0161n\u00fdch cen\u00e1ch domov je to ale \u010dasto nesplnite\u013en\u00fd sen. Maj\u00fa mlad\u00e9 rodiny \u0161ancu na zalo\u017eenie vlastn\u00e9ho domova bez pomoci rodi\u010dov \u010di vybavovania hypot\u00e9ky, ktor\u00e1 za\u0165a\u017e\u00ed ich rozpo\u010det na viac ako desa\u0165 rokov? Ak\u00e9 mo\u017enosti maj\u00fa? Jednou z mo\u017enost\u00ed ako sa osamostatni\u0165 od rodi\u010dov je \u00eds\u0165 do pren\u00e1jmu. […]","datePublished":"2023-12-22","dateModified":"2024-01-23","author":{"@type":"Person","@id":"https:\/\/www.ardos.sk\/author\/#Person","name":"","url":"https:\/\/www.ardos.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/020fed30ca967737eb0c640f241d660d0f18cb15fe876f045fbf23eb8510c133?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/020fed30ca967737eb0c640f241d660d0f18cb15fe876f045fbf23eb8510c133?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ardos.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ardos.sk\/wp-content\/uploads\/camping-7922263_1280_9.jpg","url":"https:\/\/www.ardos.sk\/wp-content\/uploads\/camping-7922263_1280_9.jpg","height":0,"width":0},"url":"https:\/\/www.ardos.sk\/byvanie-pre-mladych\/","wordCount":492,"articleBody":"   Snom mlad\u00fdch rod\u00edn je rozhodne samostatn\u00e9 b\u00fdvanie. Pri dne\u0161n\u00fdch cen\u00e1ch domov je to ale \u010dasto nesplnite\u013en\u00fd sen. Maj\u00fa mlad\u00e9 rodiny \u0161ancu na zalo\u017eenie vlastn\u00e9ho domova bez pomoci rodi\u010dov \u010di vybavovania hypot\u00e9ky, ktor\u00e1 za\u0165a\u017e\u00ed ich rozpo\u010det na viac ako desa\u0165 rokov? Ak\u00e9 mo\u017enosti maj\u00fa? Jednou z mo\u017enost\u00ed ako sa osamostatni\u0165 od rodi\u010dov je \u00eds\u0165 do pren\u00e1jmu. Samozrejme to m\u00e1 svoje klady aj z\u00e1pory. Medzi pozit\u00edva patr\u00ed n\u00edzka po\u010diato\u010dn\u00e1 invest\u00edcia, ke\u010f\u017ee n\u00e1jom sa plat\u00ed mesa\u010dne, nie je potrebn\u00e9 ma\u0165 vopred pripraven\u00fdch nieko\u013eko tis\u00edc. Ste samostatn\u00fd a vyber\u00e1te si podn\u00e1jom pod\u013ea seba, ve\u013ekos\u0165 bytu \u010di domu, jeho polohu, vybavenie… K negat\u00edvam patr\u00ed riziko spojen\u00e9 s neschopnos\u0165ou plati\u0165 n\u00e1jomn\u00e9.V takom pr\u00edpade m\u00f4\u017eete o svoje b\u00fdvanie r\u00fdchlo pr\u00eds\u0165. A samozrejme, plat\u00edte za nie\u010do, \u010do nie je Va\u0161e. Aj keby ste platili nieko\u013eko rokov rovnak\u00e9mu prenaj\u00edmate\u013eovi, nem\u00e1te \u017eiadny n\u00e1rok na nehnute\u013enos\u0165. \u010ci\u017ee z dlhodob\u00e9ho h\u013eadiska podn\u00e1jom nie je rie\u0161enie pre samostatn\u00e9 b\u00fdvanie. M\u00f4\u017eete si zobra\u0165 hypot\u00e9ku a k\u00fapi\u0165 si vlastn\u00fd dom. K pozit\u00edvam tejto mo\u017enosti rad\u00edme, \u017ee nehnute\u013enos\u0165 je Va\u0161a a m\u00f4\u017eete ju u\u017e\u00edva\u0165. Treba ale myslie\u0165 na to, \u017ee hypot\u00e9ka je z\u00e1v\u00e4zkom niekedy aj na nieko\u013eko desiatok rokov. V takomto pr\u00edpade si mus\u00edte riadne rozmyslie\u0165, \u010di budete v tomto \u010dasovom horizonte schopn\u00fd plati\u0165 mesa\u010dn\u00e9 spl\u00e1tky. V opa\u010dnom pr\u00edpade V\u00e1m m\u00f4\u017ee hrozi\u0165 v najhor\u0161om pr\u00edpade exek\u00facia a \u0148ou spojen\u00e9 nepr\u00edjemnosti. Odpovedajte si najprv na ot\u00e1zky: Budem ma\u0165 t\u00fato pr\u00e1cu aj o desa\u0165 rokov? Bude m\u00f4j pr\u00edjem dostato\u010dn\u00fd aj ke\u010f sa na\u0161a rodina rozrastie? Nem\u00e1m zdravotn\u00e9 probl\u00e9my, kv\u00f4li ktor\u00fdm by som bol neschopn\u00fd spl\u00e1ca\u0165 hypot\u00e9ku? Inou mo\u017enos\u0165ou je \u0161etrenie a k\u00fapa vlastn\u00e9ho domu. \u00c1no, pred p\u00e1r rokmi to bolo priam nemo\u017en\u00e9, z d\u00f4vodu vysok\u00fdch cien nehnute\u013enost\u00ed. Dnes je tomu ale inak. Na k\u00fapu vlastn\u00e9ho domu na,,k\u013e\u00fa\u010d,, V\u00e1m posta\u010d\u00ed aj nieko\u013eko tis\u00edc. Z\u00e1le\u017e\u00ed od toho, ak\u00e9 n\u00e1roky na svoje b\u00fdvanie m\u00e1te. Vhodnou alternat\u00edvou oproti n\u00e1kupu klasick\u00e9ho domu, je pr\u00e1ve k\u00fapa mobiln\u00e9ho domu. Je podstatne lacnej\u0161\u00ed ako murovan\u00fd dom a pom\u00f4\u017ee V\u00e1m u\u0161etri\u0165 aj nieko\u013eko desiatok tis\u00edc eur. B\u00fdvanie v \u0148om je pohodln\u00e9 a n\u00edzkon\u00e1kladov\u00e9. Pri rie\u0161en\u00ed ot\u00e1zky b\u00fdvania maj\u00fa mlad\u00fd r\u00f4zne mo\u017enosti a ka\u017ed\u00fa treba starostlivo zv\u00e1\u017ei\u0165 aj z prihliadnut\u00edm na bud\u00facnos\u0165 a situ\u00e1cie, ktor\u00e9 m\u00f4\u017ee prinies\u0165.                                                                                                                                                                                                                                                                                                                                                                                          3.7\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"B\u00fdvanie pre mlad\u00fdch","item":"https:\/\/www.ardos.sk\/byvanie-pre-mladych\/#breadcrumbitem"}]}]